Jorgensen v. Knutson

I concur with the majority’s conclusion in Part I that Milbank’s notice of cancellation did not meet the statutory requirements. I disagree, however, that a statutorily deficient notice can become legally effective. The clear intent of the legislature was to force insurers to strictly comply with the ten-day notice, and decisions from other states as well as sound public policy support such a holding.

Minnesota Statutes § 65B.16 (2000) states in clear language that “[n]o notice of cancellation * * * shall be effective unless” it complies with the timing set out in the statute. When the words…