Cincinnati Insurance v. Phillips

All parties in this case agree that the liability limits of the Phillipses’ policy are at least $200,000, i.e., $100,000 each for the bodily injuries suffered by Mr. Thompson and for the bodily injuries of Mrs. Thompson. The sole issue before us is whether the language within the policy provides for separate maximum coverages of $100,000 each for Mr. Thompson’s survivorship claim and for the wrongful death action filed by Mrs. Thompson as the personal representative of Mr. Thompson. R.C. 2125.02(A)(1). For the reasons which follow, we answer such query in the negative, and affirm the court of…