De Forte v. Allstate Insurance

Hancock, Jr., J.

(dissenting). I must disagree with the majority’s holding that the two dog bite incidents are occurrences which, as a matter of law, are covered by the policy.

The indorsement entitled “Premises and Operations Limitation Endorsement” affords liability coverage both for the insured’s premises (121 Linwood Avenue) (for occurrences “arising out of the ownership, maintenance or use of the insured premises”) and for the insured’s business (landlord) (for occurrences arising out of “all operations necessary or incidental to the business of the Named Insured conducted at or from the…