In Re Odom

ORDER DENYING CONFIRMATION OF PLAN

A. BRUCE CAMPBELL, Bankruptcy Judge.

Before the Court, on application for confirmation, is the Debtors’ Chapter 13 Plan and the objection thereto filed by FIA Card Services aka Bank of America by eCAST Settlement Corporation as its Agent (“eCAST”). 1 The Debtors are “above median income” debtors and, consequently, are required by the Bankruptcy Abuse Prevention and Consumer Protection Act (“BAPCPA”) to subtract from their income, the standardized expenses of 11 U.S.C. § 707(b)(2), and to contribute income to a plan for a period of not less than 60 months. 11…