Grain Dealers Mutual Insurance Company v. Farmers Alliance Mutual Insurance Company

ALDISERT, Circuit Judge.

This appeal requires us to interpret a farmowners-ranchowners insurance policy clause that excludes coverage for “bodily injury or property damage arising out of business pursuits,” when the sequela of conducting a legitimate business activity on the property was the enhancement of the farm property covered by the policy. To do this, we must apply Oklahoma law in a dispute between two companies that have issued insurance policies.

Robert and Mary McQuary, husband and wife, purchased a farmowners-ranc-howners policy from Farmers Alliance Mutual Insurance Company, which…