Dale Ellington v. Westlake Financial Services

IN THE UNITED STATES DISTRICT COURT EASTERN DISTRICT OF ARKANSAS CENTRAL DIVISION _ DALE ELLINGTON PLAINTIFF V. No. 4:23-cv-284-DPM WESTLAKE FINANCIAL SERVICES DEFENDANT □ ORDER Westlake Financial Services seeks summary judgment on Dale Ellington’s remaining claims under the Fair Debt Collection Practices Act and the equivalent Arkansas statute. Doc. 79. All those claims depend on Westlake being a debt collector. That depends, in turn, on whether Ellington was in default on a car loan when Westlake received it. 15 U.S.C. § 1692a(6)(F)(iii);

Ark. Code Ann. § 17-24-502(5)(D)(vi)(c). Posh…