In re Salvador

MEMORANDUM AND ORDER ON CONSOLIDATED APPEALS FROM THE BANKRUPTCY COURT’S JUDGMENT OF DEBTORS’ CHAPTER 7 PLAN

Richard G. Stearns, UNITED STATES DISTRICT JUDGE

The pivotal issue on appeal is whether the Bankruptcy Judge erred in finding that the failure of Paul Salvador and Walter Salvador (Debtors) to comply with the records-keeping provision of the Bankrupts cy Code, 11 U.S.C. § 727(a)(3), disqualified them from a Chapter 7 discharge. After a trial, Judge Feeney found that “Debtors [had] failed to preserve recorded information from which their financial information and business transactions…