Booth v. Essex Insurance

Ruffin, Judge.

Kevin Helms, while living and working at Project Adam Community Assistance Corporation, Inc. (“Project Adam”), a residential facility for recovering alcohol and drug addicts, was killed by another resident of the facility. Judith Booth, individually and as administratrix of Helms’ estate, filed a wrongful death action against Project Adam. At the time of the murder, Project Adam was insured by Essex Insurance Company. Essex filed the instant declaratory judgment action raising the issue of coverage, and Booth intervened. After a bench trial, the superior court ruled that due to…