Kathy Johnson v. Omega Insurance Company

This case is before the Court to review the decision of the Fifth District Court of Appeal in Omega Insurance Co. v. Johnson, — So.3d —, 39 Fla. L. Weekly D1911, 2014 WL 4375189 (Fla. 5th DCA Sept. 5, 2014), which arose from a claim for insurance benefits by Kathy Johnson, the insured, submitted to Omega, her homeowner’s insurance provider. The decision is in conflict with both Universal Insurance Co. of North America v. Warfel, 82 So.3d 47 (Fla.2012), and Ivey v. Allstate Insurance Co., 774 So.2d 679, 683-84 (Fla.2000). In conflict with our decision in Warfel, the court below improperly…