Lady Beautiful, Inc. v. Zurich Ins.

A jury was waived and this matter was submitted for decision by the court on the pleadings, a stipulation of facts and briefs by counsel for both sides.

The plaintiff is a corporation that had been engaged in the operation of a beauty parlor in Cleveland, Ohio. Defendant, Zurich Insurance Company, had issued to the plaintiff a comprehensive liability insurance policy in which it insured plaintiff against general liability claims arising out of its ownership and operation of the beauty parlor but excluding coverage for professional liability claims.

Defendant agreed in its policy to pay, on…