Bunch v. Hartford Accident & Indemnity Co.

DOWNEY, Chief Judge.

Appellants, husband and wife, own separate automobile liability insurance policies issued by appellee which provide uninsured motorist coverage with $15,000/$30,000 limits of liability. The wife was involved in an *456automobile accident with James McKinney who was also insured with liability limits of $15,000/$30,000. Appellants settled with McKinney for $9,000 due to the numerous other claims against McKinney arising out of the accident in question. Appellants then sought further recovery against appel-lee under the underinsured motorist coverage contained in their two…