Smith v. New Hampshire Indemnity Co.

Appellant appeals the trial court’s entry of a summary judgment stemming from his complaint for declaratory action and breach of contract. Appellant contends the trial court erred by finding that section 627.7282, Florida Statutes, does not invalidate the cancellation of his automobile insurance policy with Appellee New Hampshire Indemnity Company (NHIC).1 For the reasons explained below, we affirm.

Factual Background

Appellant’s father gave his son a Ford F-150 truck and in August 2007 set up an automobile insurance policy in his son’s name. The six-month premium on the policy at that time was…