Thompson v. United States Fidelity & Guaranty Co.

LARSON, Justice.

In October 1991 Kirby Thompson fell two stories from the roof of a building and landed on a cement floor, severely breaking both arms. At that time, he was employed by McKiness General Contractors. United States Fidelity and Guaranty Company (USF&G) was the workers’ compensation carrier for McKiness. Thompson initially received workers’ compensation benefits, but USF&G later terminated them on the ground that Thompson was intoxicated at the time of the incident and that the intoxication was a “substantial factor” in causing his fall. See Iowa Code § 85.16(2) (1991). The…