Metropolitan Property & Casualty Insurance Co. v. Morrison
Massachusetts Supreme Judicial Court
1Opinion of the CourtGants, J.
To decide this case, we must answer three questions: First, does an exclusion in a liability policy for “intentional and criminal acts” apply where the insured intended to commit the conduct that caused injury and where the conduct was criminal, or does it apply only where the insured intended the harm resulting from the intentional and criminal acts? We conclude that the exclusion applies where the insured intended to commit the conduct that caused injury and where the conduct was criminal. Second, where an insured is sued in a complaint whose allegations of negligence state or roughly…
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