John Gohagan v. The Cincinnati Insurance Co.

GRUENDER, Circuit Judge.

John and Jessica Gohagan appeal the district court’s 1 grant of summary judgment to The Cincinnati Insurance Company (“Cincinnati”). The district court held that, even if both the Business Owners Package (“BOP”) and Commercial General Liability (“CGL”) policies issued by Cincinnati covered Mr. Gohagan’s injury, the terms of those policies prohibited a single injury from giving rise to more than the $1,000,000 in coverage benefits the Goha-gans had already received under the CGL policy. On appeal, the Gohagans argue that they are entitled to coverage under both the BOP…