Ramsey v. Owens

Plaintiff was involved in an automobile accident in the Village of Potsdam, St. Lawrence County, on August 30, 1985. In her complaint against the driver and owner of the other automobile, she alleged that she suffered a serious injury in accordance with Insurance Law § 5102 (d). In her subsequent bill of particulars, she specified that a serious injury occurred in several ways but did not specify that she suffered "a medically determined injury or impairment of a non-permanent nature [preventing her] from performing substantially all of the material acts which constitute [her] usual and…