Green v. Life & Health of America

We affirm a summary final judgment entered in favor of the insurer under a health care policy. The trial court correctly concluded that the policy’s pre-existing conditions exclusion entitled Life & Health of America (“Life & Health”) to deny coverage of the claim in question.

Harold Green (“the decedent”) sued Life & Health, seeking reimbursement for home care benefits that would have been covered by his insurance policy, but for the exclusion. He died shortly thereafter, and his personal representative was substituted as a party.

The decedent applied for the policy on March 16, 1991. In…