Allstate Insurance v. Burrough

MEMORANDUM OPINION

H. FRANKLIN WATERS, Chief Judge.

Plaintiff AUstate Insurance Company (“Allstate”) has filed this action seeking a declaration that it has no duty to defend or to provide coverage to its insured, Mark Bur-rough. The parties have stipulated to a record and upon careful review of the record, the court is prepared to rule.

I. BACKGROUND

Defendant Mark Burrough is covered by an Allstate homeowner’s insurance policy that obligates Allstate to pay any “damages which an insured person becomes legaUy obligated to pay because of bodily injury or property damage arising from an occurrence…