Hartford Insurance Co. v. Commerce & Industry Insurance Co.

OPINION

OLIVER-PARROTT, Chief Justice.

This is an appeal from the granting of a take-nothing summary judgment in favor of Commerce & Industry Insurance Company (C & I) against The Hartford Insurance Company (Hartford).

C & I issued three insurance policies insuring Roll Form Products, Inc. These policies will be referred to as 1) the business auto policy, 2) the general Lability policy, and 3) the Texas comprehensive auto policy. Hartford issued an umbrella policy that insured Roll Form up to five million dollars in excess of the limits of the C & I policies.

The primary question before the Court…