Hartford Fire Ins. Co. v. Clark

Ethridge, J.,

delivered a dissenting opinion.

In addition to the provisions of the policy and the application set out in the majority opinion, I desire to call attention to the provision of 'the policy limiting to the general agent or superintendent of the Southern Farm Department, of Atlanta, Ga., alone, the power to waive or alter the terms and conditions of the policy. This clause reads as follows: “But this policy or any endorsements thereon, or attached thereto, of any kind, shall not be valid until countersigned by the general agent or superintendent of the Southern Farm Department at…