People's Insurance Counsel Division v. Allstate Insurance

History shows again and again how Nature points out the folly of Man.

Blue Oyster Cult, Godzilla (1977)

*467Imagine a parallel universe with an Alternate Maryland, where an Alternate Allstate is approved to write homeowners’ and lessees’ property insurance (and does so to the tune of approximately a 13% market share). One Saturday at home, the head of Alternate Allstate’s underwriting department settles-in to watch an all-day fest of Godzilla movies. As he watches Godzilla destroy large portions of Tokyo and other coastal areas of Japan again and again (and concerned that climate change could…