Frizzy Hairstylists, Inc. v. Eagle Star Insurance

Very few New Yorkers are immune from the purchase of insurance. From the "cradle to the grave” we attempt to protect ourselves and our loved ones. In some instances it is mandated by statute. You cannot drive an automobile in New York (and most other States) unless you purchase an auto insurance policy. To the small businessman it is essential — not having fire, liability and other business coverages would spell the "deathknell” for the victim of a casualty. A huge industry — the insurance industry — has been spawned as a result of the tremendous need and demand for multitudinous forms of…