Heath v. State Farm Mutual Automobile Insurance

Defendant State Farm Mutual Automobile Insurance Company appeals as of right from a circuit court order denying its motion for summary disposition and entering judgment in plaintiff’s favor. We reverse. This appeal is being decided without oral argument pursuant to MCR 7.214(E).

The trial court’s ruling on a motion for summary disposition is reviewed de novo. Kefgen v Davidson, 241 Mich App 611, 616; 617 NW2d 351 (2000). The construction and interpretation of an insurance policy and whether the policy language is ambiguous are questions of law that are also reviewed de novo on appeal.…