State Farm Mutual Automobile Insurance Company v. Jerry Daughdrill and Helen B. Daughdrill

Helen and Jerry Daughdrill had two automobile policies of insurance issued by State Farm Mutual Automobile Insurance Company insuring their 1979 Aspen automobile. Under the Uninsured Motorist Endorsement of the first policy, the insureds were afforded bodily injury coverage in an amount not to exceed $25,000 per person, or $50,000 per accident, and property damage coverage in an amount not to exceed $5,000 per accident. The Uninsured Motorist Endorsement stated that State Farm would “pay damages for bodily injury and property damage an insured is legally entitled to collect from the owner or…