Springfield Life Insurance v. Metzler

The appellant, defendant in the trial court, appeals from an adverse summary final judgment. The original action was instituted on an insurance contract which provided disability coverage. Said contract, in part, contained the following provision as to recurring disabilities:

“Recurrent Disabilities

A period of total disability commencing while this insurance is in force, which follows a previous period of such total disability, will be deemed a continuation of the previous total disability, unless the subsequent period of total disability is due to an entirely different cause, or unless the…