State Farm Mutual Automobile Insurance v. Walker

Smith, Judge.

This action arises out of appellant State Farm’s refusal to pay medical expenses to its insured, Demarcus Walker, after Walker was injured in an automobile accident. In the action filed by Walker against it, State Farm moved for summary judgment on the basis of an endorsement in the policy issued to Walker. The trial court denied summary judgment, and we granted State Farm’s application for interlocutory appeal. Because we conclude that coverage was clearly and unambiguously excluded under the policy terms, we reverse the trial court’s denial of State Farm’s motion.

Following an…