GPL Enterprise v. Certain Underwriters at Lloyd's

GPL Enterprise, LLC v. Certain Underwriters at Lloyd’s, et al., No. 302, Sept. Term 2021. Opinion by Arthur, J. INSURANCE—COVERAGE FOR ECONOMIC LOSSES RESULTING FROM PANDEMIC A commercial property insurance policy that covers “direct physical loss of or damage to” property does not cover business-interruption losses resulting from the COVID-19 virus or from an emergency order by the Governor of Maryland that indefinitely suspended all indoor service at restaurants and bars during the pandemic. In this case, a restaurant obtained a commercial property insurance policy that provided coverage…