Estate of Max E. Overbey, By Glenna J. Overbey, Personal Representative, and Glenna J. Overbey v. Universal Underwriters Insurance Company

IN THE MISSOURI COURT OF APPEALS WESTERN DISTRICT ESTATE OF MAX E. OVERBEY, ) DECEASED, BY GLENNA J. ) OVERBEY, PERSONAL ) REPRESENTATIVE, and GLENNA J. ) OVERBEY, ) ) WD84401 Respondents, ) v. ) OPINION FILED: ) April 5, 2022 ) UNIVERSAL UNDERWRITERS ) INSURANCE COMPANY, et al., ) ) Appellants. ) Appeal from the Circuit Court of Clay County, Missouri The Honorable Timothy J. Flook, Judge Before Division One: Mark D. Pfeiffer, Presiding Judge, and Karen King Mitchell and Gary D. Witt, Judges Universal Underwriters Insurance Company and Zurich American Insurance Company1 (collectively,…