RSUI Indemnity Co. v. American States Insurance

FINDINGS OF FACT & CONCLUSIONS OF LAW

LANCE M. AFRICK, District Judge.

Following a bench trial in the above-captioned matter on June 22, 23, and 24, 2015, the Court makes the following findings of fact and conclusions of law.

FACTS

Ameraseal, Inc. (“Ameraseal”) was insured by a primary liability insurance policy issued by defendant, American States Insurance Company (“ASIC”), and an excess liability insurance policy issued by plaintiff, RSUI Indemnity Company (“RSUI”).1 ASIC’s primary policy limit was $1,000,000.00 and RSUI’s excess policy limit was $4,000,000.00 in excess of ASIC’s policy…