Wall v. Metropolitan Life Insurance

The plaintiff has recovered the amount of premiums paid by her on policies of life insurance with a “ facility of payment ” clause therein. The policies were taken out by a Mrs. Carri and allowed to lapse by non-payment of premiums. Plaintiff, as a friend of the insured, was then solicited by an agent to reinstate them by paying back premiums. After paying the premiums for about ten years she failed to pay further, and the policies again lapsed. She alleges that she was induced to pay the premiums by fraudulent representations of the agent.

The only claim of fraud is, in substance, that in the…