Cashon v. Allstate Insurance Co.

I concur in the majority opinion because the language of Missouri’s Motor Vehicle Financial Responsibility Law essentially imposes strict liability on insurers for the minimum required insurance coverage. The statute specifically provides that the liability of the insurer regarding the insurance required by the statute “shall become absolute whenever injury or damage covered by the said motor vehicle policy occurs ... no violation of said policy shall defeat or void said policy!,]” section 303.190.6 RSMo (2000).

However, it should be noted that there are due process concerns that exist in the *578c…