Beebe v. Michigan Bankers & Merchants Fire Insurance

Defendant issued to plaintiff a policy of fire insurance on April 12, 1929, the premium for the first year being paid. On or near the renewal date a statement of premium due was sent to plaintiff. He did not pay. On August 30, 1930, he paid to an agent $15 on premium account, which was received and accepted by defendant.

On December 17, 1930, an officer of the defendant called on plaintiff, who was then unable to pay. The officer testified the policy was then canceled and that this was confirmed on December 20, 1930, by letter. Plaintiff denied cancellation as of December 17th and denied…