State Farm Mutual Automobile Insurance v. Rechek

The automobile policy in this case included, among those insured, relatives of the household provided that the relatives did not own a “private passenger automobile.” To be decided on this appeal is whether this state will recognize the majority rule adopted in other jurisdictions that a vehicle can reach such a condition of disrepair that it can no longer be considered an automobile for insurance policy purposes. We adopt the majority rule for Wisconsin, as did the trial court, and we affirm.

Curtis Rechek was involved in an accident on December 24, 1975. He was living at home with his…