Wear v. Farmers Insurance Co.

William and Ann Wear appeal the trial court's determination in a declaratory judgment action that Farmers Insurance Company had no obligation to pay a judgment against the Wears because Farmers properly had canceled the Wears' homeowner's insurance policy prior to the incident that led to Wear's liability. Farmers cross-appeals the trial court's determination that William Wear's act was negligent and thus, not intentional. We agree with Farmers that the trial court erred in concluding that Wear's act was not intentional; therefore, we affirm the trial court's judgment in favor of Farmers and…