Archie v. State Farm Fire & Casualty Co.

SCHOONOVER, Acting Chief Judge.

The appellants, Douglas J. Archie and Michelle E. Archie, challenge a final summary judgment entered in favor of the appellee, State Farm Fire & Casualty Company (State Farm). We reverse.

This dispute involves an exclusionary clause in a homeowner insurance policy that the Archies purchased from State Farm. The policy states that coverage does not apply to “bodily injury or property damage arising out of the ownership, maintenance, use, loading or unloading of ... a motor vehicle owned or operated by or rented or loaned to any insured.”

Two individuals sustained…