Government Employees Insurance v. Williams

Blackburn, Judge.

On August 25, 1987, the appellee, Ellis Williams, completed an application for automobile insurance with the Government Employees Insurance Company (GEICO). A section of that application gave Williams the option of accepting or rejecting additional personal injury protection coverage (PIP), and Williams checked the option rejecting any additional PIP. However, following a motor vehicle collision on January 28, 1988, he requested PIP coverage totaling $50,000, which GEICO declined to pay.

Williams subsequently commenced this action against GEICO to recover additional PIP…