Legal Opinion

Collins v. Equable Ascent Financial, LLC

Court of Appeals for the Eleventh Circuit

Decided March 19, 2015No. 14-11111-AAPublishedCited by 8 opinions

1Opinion of the Court

ON PETITION FOR REHEARING

2Per curiam

On January 15, 2015, this Court reversed the district court’s determination that third-party publication is necessary for a consumer to be entitled to actual damages under 15 U.S.C. § 1681i(a) of the Fair Credit Reporting Act (FCRA), which requires a consumer reporting agency (CRA) to conduct a reasonable reinvestigation of disputed information contained in a consumer’s credit file. We remanded to the district court for further proceedings on Curtis J. Collins’ claim alleging a negligent violation of § 1681i(a). We affirmed the district court’s grant of summary…

3Cases cited6 opinions

  1. Safeco Insurance Co. of America v. BurrSupreme Court of the United States · 2007
  2. Greg and Mary Henson v. Csc Credit Services, Trans Union Corporation, and Cosco Federal Credit UnionCourt of Appeals for the Seventh Circuit · 1994
  3. Jennifer Cushman v. Trans Union CorporationCourt of Appeals for the Third Circuit · 1997
  4. John Stevenson v. Trw Inc.Court of Appeals for the Fifth Circuit · 1993
  5. United States v. LevyCourt of Appeals for the Eleventh Circuit · 2004

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4Cited by8 opinions

  1. Johnnie Teresa Marchisio v. Carrington Mortgage Services, LLC.Court of Appeals for the Eleventh Circuit · 2019
  2. Tamara Frazier v. Equifax Information Services, LLCCourt of Appeals for the Seventh Circuit · 2024
  3. Barwick v. Regions BankDistrict Court, N.D. Alabama · 2024
  4. Berry v. First State Bank of DeKalb County IncDistrict Court, N.D. Alabama · 2020
  5. Ditech Holding CorporationUnited States Bankruptcy Court, S.D. New York · 2025

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