Jonas v. Central Life Assurance Co.

In my view a provision of an insurance policy providing for coverage in excess of that provided by other insurance policies is excess coverage whether you call it that or not. In this case, the insurance company has been held liable to pay only that portion of appellants’ claim in excess of the amount paid by appellants’ automobile no-fault insurance benefits. This is the same situation involved in Republic National Insurance Company v. Hiatt, 400 So.2d 854 (Fla. 1st DCA 1981), where the policy provided, by use of a deductible, that it would only pay that portion of a claim in excess of that…