Shah v. General American Life Insurance

OPINION

DUGGAN, District Judge.

Plaintiff beneficiary seeks a declaratory judgment requiring defendant insurance company to pay benefits under a life insurance policy. Plaintiff alleges that defendant issued a policy on the life of her mother, Manjula Mehta, in the amount of $500,000, listing plaintiff as beneficiary and the defendant received the required premium. Mrs. Mehta died on June 22, 1994 and plaintiff claims that defendant is contractually obligated to pay the insurance benefits to her.

Defendant denies any obligation to pay benefits, claiming that no binding policy of insurance ever…