Skolnick v. Cincinnati Insurance Companies, 2007-T-0088 (5-9-2008)

OPINION

{¶ 1} Appellant/cross-appellee, Susan Skolnick, appeals the judgment of the Trumbull County Court of Common Pleas, granting summary judgment in favor of appellee/cross-appellant, Cincinnati Insurance Companies ("Cincinnati"), on the issue of coverage limits under the umbrella liability policy issued by Cincinnati to Susan's father, Jay Skolnick. We reverse the judgment of the lower court.

{¶ 2} In December of 1993, Susan was a passenger in a vehicle, driven by Douglas Pilney, which was involved in a single vehicle accident. The accident killed Pilney and left Susan a paraplegic as the…