National Grange Mutual Insurance Co. v. White

GRAVES, Justice.

I. FACTS

This case arose from a fatal car wreck that occurred in Estill County on April 9, 1996. Daniel Earl “White (White) was killed when a trailer came loose from Ron-dle Lee’s truck, crossed into White’s lane, and collided with his truck. Lee was an underinsured motorist for purposes of the Kentucky Motor Vehicle Reparations Act and held only $25,000 in liability insurance. White held an insurance policy issued by Appellant, National Grange Mutual Insurance Company, which named both himself and his wife, Appellee Cynthia White, as insureds. Among other things, the policy…