Jerel Colemon, as Administrator and Personal Representative of the Estate of William Virgil v. Westport Insurance Company, as Successor to Coregis Insurance Company

RENDERED: DECEMBER 18, 2025 TO BE PUBLISHED Supreme Court of Kentucky 2023-SC-0497-DG JEREL COLEMON, AS APPELLANT ADMINISTRATOR AND PERSONAL REPRESENTATIVE OF THE ESTATE OF WILLIAM VIRGIL ON REVIEW FROM COURT OF APPEALS V. NO. 2022-CA-0415 CAMPBELL CIRCUIT COURT NO. 20-CI-00489 WESTPORT INSURANCE COMPANY, APPELLEE AS SUCCESSOR TO COREGIS INSURANCE COMPANY OPINION OF THE COURT BY JUSTICE GOODWINE AFFIRMING William Virgil was incarcerated for twenty-eight years for a murder to which DNA evidence proved he had no connection. After his release, Virgil filed a lawsuit in federal court under 42…