Lloyd SWITZER, Plaintiff-Appellee, v. WAL-MART STORES, INC., Defendant-Appellant

WIENER, Circuit Judge.

In this ERISA 1 case Defendant-Appellant Wal-Mart Stores, Inc. (Wal-Mart), in its capacity as plan administrator of the Wal-Mart Stores, Inc. Health Benefit Plan (the Wal-Mart Plan), appeals from an adverse ruling of the district court ordering it to reconsider Plaintiff-Appellee Lloyd Switzer’s claimed medical expenses. The district court, after acknowledging that a lapse in Switzer’s health insurance coverage precluded him from obtaining a legal remedy, nevertheless concluded that Wal-Mart was “arbitrary and capricious” in denying Switzer’s claims and proceeded to…