Pearson v. State Farm Mutual Automobile Insurance Co.

SCHEB, Acting Chief Judge.

This appeal involves the application of Florida’s no-fault insurance law to a novel factual situation concerning responsibility for payment of Personal Injury Protection (PIP) benefits.

The appellant, Teresa Pearson, was the co-owner, along with her fiance, Robert E. Taylor, of an Oldsmobile car. Taylor carried PIP coverage on the vehicle with State Farm Mutual Automobile Insurance Company under a policy which listed him as the named insured. Pearson, who had no driver’s license and allegedly did not drive, was not listed as an additional named insured under Taylor’s…