Gamero v. Foremost Insurance Co.

Mario Gamero, the plaintiff below, appeals the trial court’s orders denying his motion for summary judgment, granting Foremost Insurance Company’s motion for summary judgment, and entering final judgment in favor of Foremost. Following our de novo review, and for the reasons that follow, we affirm.

Gamero’s home sustained damage when a vase fell and cracked two floor tiles in the living room. Gamero filed a claim to recover for this damage under the policy and, in turn, Foremost initially accepted coverage and offered payment in the amount of nearly $4000. Gamero disagreed as to the amount of…