Carroll v. Metropolitan Life Insurance

This is an action upon an insurance policy issued June 21, 1920, in this Commonwealth, upon the life of the plaintiff’s intestate (his wife), who died January 27, 1922. Application was made in writing by the intestate, but the policy did not refer to the application. G. L. c. 175, § 131. The policy contained the following: “Conditions No obligation is assumed by the Company prior to the date hereof, nor unless on said date the insured is alive and in sound health. This policy contains the entire agreement between the Company and the insured. This policy is void if the insured before its date…