Northland Insurance Company v. Miles

John T. Miles sued Northland Insurance Company for recovery of medical expenses under an insurance contract between North-land and the owner of the motor vehicle being driven by Miles when injured.

It is undisputed that Miles’ medical expenses exceeded $1,000 and that Northland is liable for the maximum amount of its coverage ($1,000), unless the exclusion contained in subparagraph (j) of North-land’s insurance policy applies with respect to money payable to Miles under other policies. The exclusion involved is :

“This policy does not apply:

⅜ ⅜ ⅜ # ;|i ⅜

“(j) under coverage C, to that amount of…