Powers v. Detroit Automobile Inter-Insurance Exchange

In these cases consolidated on appeal the principal question is the validity of the exception from nonowned automobile liability and uninsured motorist coverage when the person otherwise insured is driving or occupying a vehicle owned by a relative or a relative residing in the same household. I would hold that the so-called household exception is not invalid per se, but may be invalid as sought to be applied in particular cases.

In Powers v DAIIE, the household exception is invalid as the insurer would apply it.

In Deyarmond v Community Service Ins Co, Ester Deyarmond, rather than her son…