Legal Opinion
Traders Insurance v. The Northern Pacific Express Co.
Appellate Court of Illinois
Decided May 6, 1897PublishedCited by 1 opinion
Assumpsit., on a policy of insurance. Appeal from the Circuit Court of Cook County; the Hon. Abner Smith, Judge, presiding.
1Opinion of the CourtJustice Waterman
Insurance policies are construed against the party by whom they are issued. If a policy be ambiguous, the doubt will be resolved against the insurer. 1 Beach on Insurance, 549; May on Insurance, 3d Ed., Sec. 175; Getman v. Guardian Fire Ins. Co., 46 Ill. App. 489; Fireman’s Fund Ins. Co. v. Western Refrigerator Co., 55 Ill. App. 329.
All contracts are to be reasonably construed so as to effectuate the intent of the parties thereto.
Appellee has furnished us with the following as illustrating the ambiguity it finds in the policy:
“ The Traders Insurance Company * * * do insure the N orthern…
2Cases cited4 opinions
- Bradbury v. Fire InsuranceSupreme Judicial Court of Maine · 1888
- Getman v. Guardian Fire InsuranceAppellate Court of Illinois · 1892
- Towne v. Fire Ass'nAppellate Court of Illinois · 1888
- Fireman's Fund Insurance v. Western Refrigerating Co.Appellate Court of Illinois · 1894
3Cited by1 opinion
- Northern Pacific Express Co. v. Traders InsuranceAppellate Court of Illinois · 1899