Starnes v. Aetna Casualty and Surety Company

Aetna Casualty and Surety Company issued an automobile insurance policy to Otis Starnes which, inter alia, provided uninsured motorists, medical expense and collision coverages. While the policy was in effect on January 2, 1966, Otis was driving the insured automobile in Tennessee when it figured in a collision with an uninsured highway vehicle operated by one Moody. Otis and his wife, Mary, sustained injuries in the accident. Subsequent to the casualty, Moody filed a $14,000 bond with the Tennessee Department of Safety in which Otis and Mary were beneficiaries. Moody eventually paid the…